Siyapatha Finance PLC - formerly known as Sampath Leasing & Factoring Limited a fully owned subsidiary of Sampath Bank PLC - was established in March 2005 as a specialized leasing company - licensed and regulated by the Central Bank of Sri Lanka (CBSL) to service the lower end of the SME/retail customer segment. Over its 9 years in operation - Siyapatha Finance has grown into the largest subsidiary of the bank and in September 2013 the entity was rebranded to its current name subsequently to receiving a finance company license by the Monetary Board of the Central bank of Sri Lanka under the Finance Business Act No 42 of 2011. The companys lending portfolio consists of finance leases - hire purchase financing - pawning of gold articles - factoring (debt financing) operations and deposits.