Vision To be customer driven best managed enterprise that enjoys market leadership in providing housing related finance. Mission To provide a package of attractive financial services for housing purposes through a competent and motivated team of employees using the state of the art technology to maintain financial stability and growth of the organization whilst contributing to the national goal of providing decent housing to all. Our Objectives Customers To provide a caring customer service anticipating solutions required by our customers and innovatively satisfying them beyond expectations. Shareholders To optimize return on shareholders' funds. Organisation To commit ourselves to the highest standards in corporate and business ethics whilst maintaining financial stability and growth. Employees To motivate, develop, recognize and reward our employees. Community To be strongly committed to contribute to the national goal of providing shelter for all. Industry Setting industry benchmarks of international standard in delivering customer value through out comprehensive product range, customer service and all our activities Ethics Maintaining the highest ethical standards worth of a leading corporate citizen.